The story of this market
The typical home in Daly City, California sells for about $1,230,000, or $858 per square foot.
Prices are up +3% from a year ago, so sellers still have some momentum. Homes take about 13 days to sell, which is fast. HUD's fair market rent for a two-bedroom is $2,050 a month.
Monthly price momentum
Home values since 2015
+0.5%
CA · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Daly City, California
The Daly City housing market remains a tight, seller-leaning environment characterized by low inventory and high demand. While median prices have shown slight year-over-year growth, the market is currently balancing against broader economic headwinds and high interest rates. The city's strategic location and limited supply continue to support property values, making it a resilient, albeit competitive, market for buyers.
No ARED county foreclosure postings attributed to Daly City yet — the verified ledger covers every county the foreclosure ingest has read, attributed by published city area. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Deterministic aggregate of 2 researched ZIP reports — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Median prices moved down 3.2% year over year.
Homes spend a median of 23 days on market with 1.9 months of supply — a fast-moving market.
14% of listings have cut prices · homes sell at 102.7% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.8% · poverty 7.2% — a stable, low-distress profile.
The amenity base that shapes daily life and property demand in this city — what residents actually live with, and what the pipeline is adding.
A massive regional shopping destination providing over 1 million square feet of retail space. It serves as a primary economic anchor and social hub for the city.
A central community park offering green space and recreational facilities for local residents. It is a key feature of the Westlake neighborhood's residential appeal.
Provides scenic coastal access and hiking trails along the Pacific Ocean. It is a significant natural amenity that enhances the city's quality of life.
A mixed-use development area centered around the Daly City BART station. It facilitates high-density living and efficient commuting for residents.
Daly City is an ideal fit for commuters seeking a balance between San Francisco's job market and suburban living, as well as families looking for established neighborhoods. It attracts investors due to its high rental demand and proximity to major transit hubs. The city is less suited for those seeking large-lot rural living, given its dense, built-out urban character.
Public education in Daly City is served by several districts, with performance varying across individual campuses. The area is characterized by a mix of schools that generally meet state standards, though parents often look toward specific high-performing magnet or private options within the broader San Mateo County region. Overall, school quality is considered stable but competitive.
The city is exceptionally well-connected via the BART rail system and major arterial highways including I-280 and CA-1. These corridors provide essential links for the city's large commuter population to reach San Francisco and Silicon Valley.
The city offers a robust amenity base including extensive parkland such as Westlake Park and access to coastal recreation at Thornton State Beach. Residents enjoy significant retail access through major centers like Serramonte, which serves as a regional shopping anchor. The area's proximity to the Pacific coastline provides unique outdoor opportunities for hiking and scenic viewing.
The rental market in Daly City is characterized by high demand and low vacancy rates, driven by its affordability relative to San Francisco. Rent trajectories have shown volatility, with recent data indicating a cooling trend in asking prices. Investor interest remains steady, though the market is heavily influenced by the presence of long-term residents and limited new supply.
Daly City's economy is anchored by the retail, healthcare, and public administration sectors. It functions as a vital residential and commercial node within the San Francisco Peninsula, benefiting from its strategic location between major employment centers.
Daly City serves as a major residential and retail hub for the Peninsula, anchored by significant commercial centers like Serramonte. Economic momentum is driven by its strategic location between San Francisco and Silicon Valley, supporting a steady demand for housing. Infrastructure development remains focused on transit-oriented projects and maintaining its role as a regional retail destination.
Development planning is heavily focused on transit-oriented infill projects and the modernization of existing retail centers. The city is actively working to increase housing density near major transit hubs to address regional supply shortages.
Parcels in Daly City are subject to various special districts, including those for school funding, flood control, and utility services. These assessments are typically included in the annual property tax bill and support essential local infrastructure.
Daly City experiences crime rates generally consistent with other dense suburban communities in the San Francisco Bay Area. Local law enforcement reports focus on property-related offenses, which remain a primary concern for residents and business owners. Regional comparisons suggest the city maintains a moderate safety profile relative to larger urban centers nearby.
Daly City faces standard coastal California climate risks, including potential for seismic activity and localized wind exposure due to its topography. Flood risks are primarily managed through municipal infrastructure, and insurance markets remain sensitive to broader state-wide wildfire and climate-related premium adjustments. Residents are encouraged to maintain comprehensive coverage given the coastal proximity.
Property insurance in Daly City is influenced by regional coastal risks and seismic exposure. Premiums have seen upward pressure consistent with broader California market trends, necessitating comprehensive coverage for homeowners.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (California) — Mello-Roos Community Facilities Act Special Parcel Tax Assessment: Levies an annual direct, non-ad valorem special tax directly on the parcel's secured property tax bill to fund designated community infrastructure (e.g., roads, sewer facilities, school facilities, emergency services) and repay municipal debt bonds. State (California) — California Homeowners' Property Tax Exemption: Reduces the taxable assessed value of the qualifying owner-occupied principal residence by $7,000 against the county assessment roll, generating a direct tax savings of approximately $70 annually (computed as $7,000 × 1% base rate). State (California) — California Proposition 13 Ad Valorem Real Property Tax: Establishes a base ad valorem tax rate capped at 1.0% of assessed value plus voter-approved local indebtedness and direct assessments (typically resulting in an effective tax rate of 1.1% to 1.25%).
Researched annual trajectory for this city, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this city's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.3%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Data retrieved from data.census.gov; figures represent the most recent available place-level estimates.
No public schools report a street address in this area. Source: NCES EDGE public school locations 2023-24.
The Office of the Assessor-Recorder is responsible for identifying and assessing all taxable property. Assessments are conducted to ensure fair and accurate valuation for the secured assessment roll, subject to state-mandated uniformity and consistency standards.
Ongoing mandate per California state law and local administrative practice.
The tax is levied on all real and personal property not exempt by law. The total rate is a composite of the City and County of San Francisco base rate, plus levies for the San Francisco Unified School District, San Francisco County Office of Education, San Francisco Community College District, Bay Area Rapid Transit District, and Bay Area Air Quality Management District. For FY 2026-2027, the combined rate is $1.18162182 per $100 of assessed valuation.
Ordinance File No. 260971 for Fiscal Year ending June 30, 2027.
≈ $14,534/yr on a $1,230,000 median
Governs the division of land, including tentative map requirements, pre-filing conferences, agency review, and compliance with fair housing requirements. All subdivisions must adhere to the procedures set forth in the San Francisco Subdivision Code.
San Francisco Subdivision Code, Article 1-4.
applies when — Applies to parcels within specific service areas (e.g., sewer maintenance, mosquito abatement, flood control districts).
Fixed or variable charges added to the property tax bill for specific services. These are not based on ad valorem rates but on service-specific formulas defined by the district.
Levied annually as part of the secured property tax bill.
A base tax rate of 1.00% of the assessed value of the property. The assessed value is 100% of the full cash value. Exemptions include the Homeowners Property Tax Exemption, which provides a $7,000 reduction in the assessed value of a primary residence.
Established by California Constitution Article XIIIA (Proposition 13); applied annually to the secured roll.
≈ $12,300/yr on a $1,230,000 median
Requires all real property to be assessed by the County Assessor. The roll is processed by the Controller and serves as the basis for all property tax billing.
Governed by California Revenue and Taxation Code; assessed values are enrolled annually by July 1.
applies when — Applies to parcels located within the boundaries of a school district or special district that has passed a voter-approved bond measure.
Additional ad valorem tax rates added to the base 1% rate to fund debt service on local bonds. The specific rate varies by district and is calculated based on the assessed value of the parcel.
Authorized under California law for local government debt service; reported annually in the County Tax Rate Book.
≈ $12,300/yr on a $1,230,000 median
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.